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Terms & Conditions

These Terms & Conditions govern your use of the Carlin Mortgage Group website. By accessing this site, you agree to comply with these terms.

Use of the Website

You agree to use this website only for lawful purposes and in a manner that does not infringe on the rights of others.

No Financial Advice

The information provided on this website is for general purposes only and does not constitute financial or legal advice. You should consult a professional before making any financial decisions.

Loan Eligibility & Approval

Loan approvals are subject to lender review, credit checks, and verification of financial documents. Carlin Mortgage Group does not guarantee loan approval.

Intellectual Property

All content, including text, graphics, and logos, is the property of Carlin Mortgage Group and may not be used without permission.

Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the content or privacy practices of those sites.

Limitation of Liability

Carlin Mortgage Group is not liable for any damages resulting from the use of our website or mortgage services.

Modifications to Terms

We reserve the right to update these terms at any time. Continued use of the website constitutes acceptance of any changes.

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No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan. A reduction in payments may reflect a longer loan term. Terms of any loan may be subject to payment of points and fees by the applicant. Xpert Home Lending, Inc. is an Equal Opportunity Lender and an Equal Housing Lender | NMLS 2179191 or if using a d/b/a (d/b/a name) powered by Xpert Home Lending, Inc. is an Equal Opportunity Lender and an Equal Housing Lender | NMLS 2179191

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