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Loan Programs

Home Loan Solutions Tailored for You

Finding the right mortgage has never been easier! Whether you're buying your first home, refinancing, or investing in a high-value property, Carlin Mortgage Group offers a range of loan programs to meet your needs.

Our Florida Home Loans

Explore our diverse range of loan programs designed to meet your unique financial needs. Whether you're buying your first home or refinancing, we offer tailored solutions to help you achieve your goals with ease.

Conventional Loans

Conventional loans offer flexible terms and competitive rates for qualified homebuyers. Ideal for those with strong credit and stable income, they provide affordable financing options.

  • 30, 20 and 15-Year terms
  • Financing up to $766,500
  • Primary, secondary, investment
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FHA Loans

FHA loans offer low down payments and flexible credit requirements, making homeownership more accessible.

  • Only 3.5% Down Payment
  • Easier Credit Qualifying
  • 203k Renovation Loans
  • 1st Time Home Buyers
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VA Loans

VA loans provide exclusive benefits for veterans, active-duty service members, and their families, including no down payment and competitive rates. Backed by the VA, these loans make homeownership more accessible and affordable.

  • Zero down, 100% Financing
  • No Monthly PMI
  • Jumbo with Down Payment
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FLORIDA JUMBO LOANS

Florida Jumbo Loans provide high-value financing for luxury homes and properties exceeding conventional loan limits. Get competitive rates and flexible terms tailored to your needs.

  • Loans up to $3,000,000
  • Primary & Secondary Homes
  • Investor Specific Guidelines
  • Credit Score Minimum
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Choosing the Right Loan for Your Future

Selecting the right mortgage can impact your financial stability and long-term goals. At Carlin Mortgage Group, we guide you through every step to ensure you find a loan that fits your needs.

With our personalized loan solutions, you’ll enjoy competitive rates, flexible terms, and expert support. Whether you're a first-time homebuyer or refinancing, we’re here to make the process smooth and stress-free.

Apply For Loan

We’re here to walk you through the loan process and find the best program for your needs. Our experts provide tailored guidance and support every step of the way.

Complete the form below to start your loan application today.

Helping You Achieve Homeownership with Expert Guidance, Competitive Rates, and a Seamless Mortgage Process Tailored to Your Needs.

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No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan. A reduction in payments may reflect a longer loan term. Terms of any loan may be subject to payment of points and fees by the applicant. Xpert Home Lending, Inc. is an Equal Opportunity Lender and an Equal Housing Lender | NMLS 2179191 or if using a d/b/a (d/b/a name) powered by Xpert Home Lending, Inc. is an Equal Opportunity Lender and an Equal Housing Lender | NMLS 2179191

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